Home Purchase Loans
Competitive mortgage options for primary homes, second homes, and more.
Texas Mortgage Loan Advisor
Personalized mortgage solutions for homebuyers and real estate investors across Texas.
I help Texas homebuyers and investors navigate the mortgage process with clarity, communication, and personalized guidance.
Backed by Legacy Mutual Mortgage, I offer competitive lending programs, fast pre-approvals, and support from application to closing day.
As a dedicated mortgage loan advisor, I provide clear guidance and personalized home financing solutions for buyers and investors across Texas. My goal is simple: make your mortgage experience smooth, informed, and stress-free.
I walk clients through every stage of the process—pre-approval, application, underwriting, and closing—while ensuring you feel confident and supported from start to finish.
Whether you're purchasing your first home or building your real estate portfolio, I’m committed to helping you secure the right loan program for your goals.
Home purchase loans, refinancing options, and investment property financing across Texas.
Competitive mortgage options for primary homes, second homes, and more.
Lower your payments, restructure your loan, or tap into your home equity.
Financing solutions designed to maximize real estate returns.
Flexible lending for self-employed borrowers or unique income profiles.
Fast communication, clear guidance, and tailored mortgage solutions.
Get quick responses and clear answers throughout your mortgage process.
A mortgage strategy designed specifically for your goals and budget.
A deeper level of guidance for both buyers and investors.
I help investors structure mortgages to maximize long-term returns.
Review your goals and budget.
Strengthen your offer before shopping for a home.
Submit documents and verify details.
Your loan file is reviewed and finalized.
Congratulations — your home loan is complete!
See what recent homebuyers and investors say about working with Loran.
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Have questions or ready to start your application? I’m here to help.
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I offer a fast pre-approval process that gives you a clear budget and strengthens your offer when shopping for a home.
Conventional, FHA, VA, jumbo loans, refinancing, and investment property financing.
Absolutely. I guide first-time buyers through each step to make the process simple and stress-free.
I serve homebuyers and real estate investors across the entire state of Texas.
Disclaimer: Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, an Equal Housing Lender. This material is for informational purposes only and should not be construed as investment and/or mortgage advice or a commitment to lend. Programs and rates are valid as of the date of this advertisement but subject to change without notice. All loans are subject to credit and property approval. Not all buyers will qualify. Although the material is deemed to be accurate and reliable, there is no guarantee of its accuracy. Copyright © Legacy Mutual Mortgage.
Images are for illustrative purposes only and do not represent specific properties or investment outcomes.