Houston & Texas Mortgage Loan Advisor

Houston Mortgage Advisor You Can Trust

Personalized mortgage solutions for homebuyers and real estate investors across Texas.

About Loans by Loran

I help Texas homebuyers and investors — especially those buying in Houston — navigate the mortgage process with clarity, communication, and personalized guidance.

Backed by Legacy Mutual Mortgage, I offer competitive lending programs, fast pre-approvals, and support from application to closing day.

Mortgage Loan Advisor Loran Gadson

Meet Loran Gadson

As a dedicated mortgage loan advisor, I provide clear guidance and personalized home financing solutions for buyers and investors across Texas. My goal is simple: make your mortgage experience smooth, informed, and stress-free.

I walk clients through every stage of the process—pre-approval, application, underwriting, and closing—while ensuring you feel confident and supported from start to finish.

Whether you're purchasing your first home or building your real estate portfolio, I’m committed to helping you secure the right loan program for your goals.

Mortgage Loan Programs

Home purchase loans, refinancing options, and investment property financing across Texas.

Home Purchase Loans in Texas

Home Purchase Loans

Competitive mortgage options for primary homes, second homes, and more.

Texas Home Refinancing Options

Refinancing

Lower your payments, restructure your loan, or tap into your home equity.

Investment Property Loans in Texas

Investment Loans

Financing solutions designed to maximize real estate returns.

Alternative Mortgage Programs

Alternative Programs

Flexible lending for self-employed borrowers or unique income profiles.

Why Homebuyers & Investors Choose Loans by Loran

Fast communication, clear guidance, and tailored mortgage solutions.

Fast, Reliable Communication

Get quick responses and clear answers throughout your mortgage process.

Tailored Loan Solutions

A mortgage strategy designed specifically for your goals and budget.

Real Estate Finance Expertise

A deeper level of guidance for both buyers and investors.

Investor-Friendly Lending

I help investors structure mortgages to maximize long-term returns.

A Refined Mortgage Experience

  1. Pre-Qualification

    Review your goals and budget.

  2. Pre-Approval

    Strengthen your offer before shopping for a home.

  3. Application

    Submit documents and verify details.

  4. Underwriting

    Your loan file is reviewed and finalized.

  5. Closing Day

    Congratulations — your home loan is complete!

Loran’s Reviews

★★★★★
5 Stars · 5 Reviews
★★★★★
12/23/2024

Loran Gadson is a rare Gem!! One word... WOW.

Tricia Burke from Hollywood, FL

All I can say is WOW. Everyone needs a loan officer like Loran Gadson at Matador! Loran went above and beyond the call of duty to ensure that we not only got the best possible rate, but also did everything in her power to ensure we closed on time and within such a small window. Loran is an expert in this field with so much knowledge and she selflessly shares her advice and expertise with others. She is certainly a trusted loan officer that I would choose again and again. My husband and I were shopping between lenders for the right loan. Our first loan officer at an entirely different brokerage turned into a major disappointment. His lack of transparency and communication delays resulted in us nearly missing our deadline and potentially losing our home. I called Loran a few days before the deadline and asked for a miracle. Thankfully, the seller agreed to extend the deadline by an additional week, which gave Loran and Jenny Restrepo a few more days to turn this around for us in a short time frame. Not only did these ladies work quickly staying abreast every detail, I very much appreciated the communication, the kindness, the service, the patience and everything that buyers need in a partnership when already working through a stressful period of the buying process. Phenomenal job all around, Matador. Thank you for remembering what matters most: Communication, Kindness and Service.

CONVENTIONAL LOAN
★★★★★
11/18/2024

If you're looking for a person with your best interest at heart Loran@matadorlending.com, is definitely your person

Donyale McDaniels from Houston, TX

I'm almost speechless. From the very moment, Loran and I communicated via phone. I knew in my spirit she was my person and I was not wrong. The process itself can be stressful, but Loran was there with me every step of the way. Loran is very knowledgeable, she's smart, she's kind, and she's a powerhouse that knows this industry, and that gave me so much relief. I called, and she answered, she listened to my needs. By the Grace of God, I'm grateful to call her my broker and now my friend.

30 YEAR FIXED CONVENTIONAL LOAN FIRST-TIME HOME BUYER
★★★★★
10/30/2024

Loran Gadson was AMAZING!!

hai h ho from Katy, TX

Loran Gadson at Matador Financing made our American dream a reality! As first-time homebuyers, we were nervous about the process, but from the very start, Loran’s dedication, expertise, and genuine care put us at ease. She guided us through every step with such patience and clarity, going above and beyond to ensure we understood everything and felt confident in our decisions. Loran’s commitment to helping us wasn’t just about numbers and paperwork—it was about making sure we found a place we could truly call home. Her heart and determination shone through in every interaction, and we could not have done this without her support. Thanks to her, we’re now settling into our first home, living a dream we’ve had for years. We are so grateful to Loran and can’t recommend her highly enough to anyone looking for a loan officer who truly cares!

30 YEAR FIXED FHA LOAN FIRST-TIME HOME BUYER
★★★★★
8/26/2024

All Around Professional

Lea Rutherford from Sugar Land, TX

I’ve had the distinguished pleasure of working with Loran Gadson on many platforms. In each space she is consistent, professional, driven, and committed. As a lender, she is all of this and more. I look forward to the continued partnership and successes of Mrs. Gadson. She is definitely at the top of my preferred lender’s list and comes highly recommended.

★★★★★
8/21/2024

Informative, thorough, and timely responses!

Deidra Ewing from Missouri City, TX

Thus far, Loran has helped two of my real estate clients land their dream homes with ease. She provided insight on opportunities available within the market based upon their qualifications, patiently answered their questions, and provided both written and verbal responses to all transaction parties with ample time to prepare for and prevent barriers. I will continue to have her at the top of my preferred lender list.

30 YEAR FIXED CONVENTIONAL LOAN

Let's Talk About Your Home Loan

Have questions or ready to start your application? I’m here to help.

Send a Message

Frequently Asked Questions

How do I get pre-approved for a home loan?

I offer a fast pre-approval process that gives you a clear budget and strengthens your offer when shopping for a home.

What loan programs do you offer?

Conventional, FHA, VA, jumbo loans, refinancing, and investment property financing.

Do you work with first-time homebuyers?

Absolutely. I guide first-time buyers through each step to make the process simple and stress-free.

What areas do you serve?

I primarily serve Houston homebuyers and surrounding suburbs including Katy, Sugar Land, Cypress, Pearland, and The Woodlands — while also helping clients across Texas.

Disclaimer: Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675, an Equal Housing Lender. This material is for informational purposes only and should not be construed as investment and/or mortgage advice or a commitment to lend. Programs and rates are valid as of the date of this advertisement but subject to change without notice. All loans are subject to credit and property approval. Not all buyers will qualify. Although the material is deemed to be accurate and reliable, there is no guarantee of its accuracy. Copyright © Legacy Mutual Mortgage.

Images are for illustrative purposes only and do not represent specific properties or investment outcomes.

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